Protect yourself from unexpected medical expenses.

A Hospital Indemnity Plan provides financial reimbursement for hospital stays, outpatient surgery, emergency ambulance services, skilled nursing, cancer diagnosis, and more. After a covered medical expense, simply file a claim, and a reimbursement check will be paid directly to you, helping ease the burden of unexpected costs. Plans are designed to be flexible and affordable, with options to fit your specific needs

Customizable Plans to Fit Your Needs

  • How would you rate your overall health? It’s natural to feel secure when you’re healthy and in good shape. But even the healthiest individuals can experience an accident or sudden illness. In such cases, without adequate insurance coverage, these unexpected events could quickly impact your finances.

  • Are you fully protected in the event of a medical emergency? Realizing too late that your coverage isn’t enough to handle a serious illness can be financially devastating. That’s where a Hospital Indemnity Plan comes in—not only does it provide benefits for hospital stays, but it also offers optional riders to help offset additional costs.

  • If you have a Medicare Advantage plan, are you aware of any coverage gaps that may leave you exposed? We offer daily hospital confinement benefits ranging from $100 to $750, with options for benefit periods of 3, 4, 5, 6, 7, 1 Column8, 9, 10, 15, 21, or 31 days. Plus, optional riders are available to customize your plan, providing extra benefits to help cover out-of-pocket expenses.

How It Works

  • Benefits are paid directly to you, unless you designate otherwise

  • Benefits can be used in any way you choose in order to cover out-of-pocket costs like co-pays, deductibles, or other expenses not paid by your other insurance plans while hospitalized

  • Benefits are paid in addition to other regular insurance payout

  • The policy is guaranteed renewable for life (as long as the premiums are paid on time)

  • No deductibles

  • No networks

Optional Benefits

  • Benefits are paid directly to you, unless you designate otherwise

  • Benefits can be used in any way you choose in order to cover out-of-pocket costs like co-pays, deductibles, or other expenses not paid by your other insurance plans while hospitalized

  • Benefits are paid in addition to other regular insurance payout

  • The policy is guaranteed renewable for life (as long as the premiums are paid on time)

  • No deductibles

  • No networks

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